Turn your financial dreams into reality

Create Flow, let Wealth Grow.

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It does not matter which stage you are in your financial journey, whether it’s buying that first home, starting to invest or acquiring your dream business.

From restructuring existing mortgages to purchasing a Commercial premise, we are here to help with sourcing your funding options.

The most important assets in your life are yourself, your lifestyle and your family. This is what personal key insurance (Life, Trauma & Disability Insurance) are there for, to provide the protection for the ones you love the most. 

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We've had a great experience with Tracy. She is knowledgeable, thorough and organized. She made a normally complicated process easy and straightforward. She gave us grounded advice and was there to always answer questions. Most importantly, she came up with a tailored strategy that best suited us and our situation and allowed us to move forward with our plans and make things happen.- Jess Tan, IT Professional
If you want a broker that truly cares and understands your business needs, you need to see Tracy. She takes the stress out of the lending process for you. Not only does she help with your current needs, she helps provide a proactive plan for your lending future.- Prasheila Prasad, Chartered Accountant
It was our pleasure to have FloWealth Team refinance our loan for us. The prompt responses on all fields during the application process really inspired us. Furthermore, their attitude and professional knowledges enabled our loan to be approved within a very short time.- Samuel Tie & Sharon Bong - Property Investors
As a real estate agent, it is important to me that my clients' journey in finding their dream home go as smoothly as possible. Tracy of Flowealth is a valuable asset in that journey. She gets my clients the finance they need to achieve their goal.- Cecilia Tan, Real estate Agent
Lessons from the 2024 Mortgage Market and Ready for a Smarter 2025

Lessons from the 2024 Mortgage Market and Ready for a Smarter 2025

Hello and a warm greeting to you all from Tracy. I sincerely apologise for not keeping up with my monthly... read more →
December 15, 2024
How Can We Survive the Storm Before the Calm?

How Can We Survive the Storm Before the Calm?

It has been a very challenging past few years with Covid mixed with high inflation and increased interest rates. Recent... read more →
March 20, 2024
Understanding the impact of New Zealand’s proposed DTI mortgage restrictions

Understanding the impact of New Zealand’s proposed DTI mortgage restrictions

The news from the New Zealand Herald on January 22nd, 2024, regarding the "Reserve Bank proposes Introducing Debt-to-Income (DTI) Mortgage... read more →
February 8, 2024